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What bank99 really charges to exchange money

bank99's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in EUR per unit of foreign currency when paying or converting with bank99, against the market reference.

OperationCurrency1 × in EURvs referenceStatus
CardUSD0.8883+0.75%stale
CardGBP1.1690+0.75%stale
CardJPY0.0055+0.73%stale
TransferUSD0.8716+1.50%fresh
TransferGBP1.1838+1.50%fresh
TransferJPY0.0055+1.48%fresh
ATMUSD0.8883+0.75%stale
ATMGBP1.1690+0.75%stale
ATMJPY0.0055+0.73%stale

Published card fee

Not published
Foreign-transaction fee · from published sources
The ECB euro reference rate plus this bank's published card mark-up — the bank is legally required to express its charge that way, so this reproduces its own disclosure.
Today's cheapest alternative

N26 publishes the lowest card fee in Austria today: 0%. See its page →

Where these numbers come from

Card: no published pricing we can verify. Transfers: published margin of 1.5%.

Compare bank99 with every bank in the country on the daily Austria table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does bank99 use?

bank99 prices card payments via no published pricing we can verify. Rates on this page are indicative, derived from published data, and regenerate daily.

What does bank99 charge for card payments abroad?

bank99 does not publish a fixed foreign-transaction fee; conversion is priced per transaction.

Is there a cheaper bank than bank99 in Austria?

Yes — as of today, N26 publishes the lowest card fee (0%) among banks open to new customers that we track in Austria.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.