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What Bank of Queensland really charges to exchange money

Bank of Queensland's applied rates and published fees, verified against its own public sources and regenerated daily. Updated: 2026-08-28.

Rates applied today

Cost in AUD per unit of foreign currency when paying or converting with Bank of Queensland, against the market reference.

OperationCurrency1 × in AUDvs referenceStatus
TransferUSD1.3410-3.98%suspicious
TransferEUR1.5547-4.54%suspicious
TransferGBP1.8152-4.53%suspicious

Published card fee

3.30%
Foreign-transaction fee · visa card · verified 2026-07-23
Read from this bank's own published card-rate sheet — it is the rate the bank applies, not a calculation of ours. The bank's own charge is 3.3%.

By published card fee, Bank of Queensland ranks #12 of 14 banks open to new customers that we track in Australia today.

Today's cheapest alternative

AMP Bank publishes the lowest card fee in Australia today: 0% (vs Bank of Queensland's 3.3%). See its page →

Where these numbers come from

Card: the ECB reference rate plus the bank's published margin. Transfers: no published data.

Compare Bank of Queensland with every bank in the country on the daily Australia table, check what each card charges, or price what your money is worth abroad.

Frequently asked questions

What exchange rate does Bank of Queensland use?

Bank of Queensland prices card payments via the ECB reference rate plus the bank's published margin. Rates on this page are indicative, derived from published data, and regenerate daily.

What does Bank of Queensland charge for card payments abroad?

Bank of Queensland publishes a 3.3% foreign-transaction fee on card payments, verified 2026-07-23.

Is there a cheaper bank than Bank of Queensland in Australia?

Yes — as of today, AMP Bank publishes the lowest card fee (0%) among banks open to new customers that we track in Australia.

Rates shown are indicative, derived from each bank's publicly published data, and may differ from the final rate applied at transaction time. MyRate FX is independent and not affiliated with any listed bank. No bank pays for position; sponsored links are labeled and never alter ordering.