Pick your bank and see the exchange-rate margin it applies when you send money abroad — taken from the bank's own published pricing, not estimates.
Margins shown are each bank's own published exchange-rate margin for international transfers, over the reference rate the bank itself discloses against. Banks that price conversion per transaction, vary it by currency, or embed it in their own daily rate are labelled as such — never estimated. Banks may also charge separate fixed transfer fees (commissions, SWIFT charges) that are not part of the exchange-rate margin and are not shown here. Nothing on this page is financial advice. Bank sign-up links are clearly marked and never change the order of this table.
When a bank publishes a fixed margin over a reference exchange rate for outgoing international transfers, we read that disclosure — price lists, fee documents, legal notices — and record the exact percentage. That is the number you see above.
Many banks never publish a percentage: some convert at their own daily board rate, some price each transfer individually at payment time, and some vary the margin by currency. We label those honestly instead of guessing a number — a margin you cannot see in advance is part of the price too.
Paying by card instead? A card payment abroad is priced the same way — a fee or margin on top of a reference rate — and many banks charge very differently for the two.
See what your card charges abroad →
See every bank's published rates, bank by bank →
Compare the live exchange rates of these banks → · Weekly reports on who moved →